Drivers History to speak at the 2013 Auto Insurance Report National Conference (AIRNC)

February 26, 2013. Filed Under: Conferences

How Can Court Records Supplement Motor Vehicle Records?

Speaker:  Brian Wolfson, Senior Vice President, Sales & Business Development, Drivers History

April 21-23, Ritz-Carlton, Key Biscayne, FL

Since the beginning of the Cretaceous period, insurers have relied upon records from state departments of motor vehicles (DMVs) to track the driving records of existing and prospective customers. And despite the follies and inherent limitations of some of those state bureaucracies (e.g. big price hikes, posting delays) the old-school motor vehicle record (MVR) continues to serve the industry extraordinarily well. But that does not mean that driving records cannot be improved, or that costs cannot be better managed. In the past several years, many data providers have created tools predicting the likelihood of an MVR yielding useful data, enabling insurers to order fewer reports and save money. To these new tools comes a new data set that is the subject of this session: the very court records about speeding tickets and other driving infractions that underlie MVRs.  Court records are subject to different economics than the DMV controlled MVRs and can offer a similar, if not more complete, view of a driving record at a dramatic cost savings to insurers.  Unfortunately, court records are devilishly difficult to obtain from county and municipal court systems unaccustomed to sharing data. Brian Wolfson of Drivers History joins us to today to discuss the ongoing efforts to obtain court records, how court records are redefining the use of driving records in quoting, underwriting, and renewal, and how court records deliver violations that may not be uncovered elsewhere. For more information:

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